One of the most talked about in the literature of the recent times is the pursuit of financial well-being among individuals, households, businesses and economies. Most nations have come up with financial literacy models and the focus of this is to train its people on what to do to be stress free in the financial front. The objectives of the study were to determine the relationship between financial literacy and financial inclusion among the Plateau State Civil Service Retirees. Also, to assess the impact of financial literacy on financial inclusion and the impact of financial inclusion on the financial well-being of Plateau State Civil Service Retirees
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