The study was conducted to asses the factors influencing credit repayment among small- scale farmers under North East Arid Zone Development Programme(NEAZDP). One hundred and eighty (180) NEAZDP loan beneficiaries were randomly selected The result of regression analysis showed that farm income and household size were positively significant at P≤0.05 and P≤0.001respectively, influencing the level of credit repayment among the respondents; while non-farm expenditure was negatively significant at P≤0.01. Poor harvest, among others was the major constraints identified to timely repayment. It was recommended that, loans should be disbursed on time to facilitate effective agricultural prod
Download