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Asano Nelson Omarijivwie
Southern Delta University, Nigeria
Mediating Role Of Financial Inclusion In The Relationship Between Financial Literacy And Financial Wellbeing Of Plateau State Civil Service Retirees
One of the most talked about in the literature of the recent times is the pursuit of financial well-being among individuals, households, businesses and economies. Most nations have come up with financial literacy models and the focus of this is to train its people on what to do to be stress free in the financial front. The objectives of the

Omenaku Simon Uzoma
Department Of Geology, Federal University Otuoke, Bayelsa State. Nigeria
The Issues Emanating From Land Use Planning (from An Engineering - Geological Context): Causes, Consequences, And Remedies - Evidence From Bayelsa State, Niger Delta, Nigeria
Land-use planning in Bayelsa State (Niger Delta, Nigeria) faces persistent problems that reduce the resilience and sustainability of urban development. This paper examines four hypothesized root causes from an engineering-geological perspective: (1) Ignorance among town planners of the importance of engineering-geological factors; (2) Poor communication and knowledge-transfer between earth scientists and planners; (3) Delays, gaps or fragmentation in quantifying and

Nuhu Bata Malgwi
Department Of Mathematics And Statistics, Federal Polytechnic, Mubi, Adamawa State, Nigeria
Mixture Poisson Autoregressive (p) Model With Application To Anaemia Cases Among Breast Feeding Children In Mubi North Lga, Adamawa State
This research presents and assesses a novel model for time-series count data, the Mixture Poisson Autoregressive (MPAR) model, which addresses the challenges of discreteness, overdispersion, and serial correlation. The parametric technique is used for the MPAR model with a marginal distribution for the count data. The MPAR model was applied to Anaemia cases among exclusive and non-exclusive breastfeeding children in

Bunonyo, Tekena Yemanai
Department Of Physics, Niger Delta University, Bayelsa State, Nigeria
Characterization Of Subsurface Formation In Some Coastal Ogbia Environs, Niger Delta, Nigeria
The need to characterize subsurface strata necessitated this work in parts of coastal Ogbia environs in Bayelsa State. Abem Terrameter (SAS 1000) was employed for the survey using Schlumberger and wenner electrode configuration methods. Vertical electrical soundings (VES) were carried out in the study area with maximum current electrode spacing 200 m for the 1 D case and a maximum

Egegwu, Unogwu Emmanuel
Accounting Department, Faculty Of Management Sciences, University Of Jos, Jos- Nigeria
A Systematic Review Of Artificial Intelligence In Higher Education And K-12 Education (2020–2025): Trends, Gaps And Future Research Directions
The integration of Artificial Intelligence (AI) technologies in education is transforming teaching and learning across global educational systems. This systematic literature review analyzes peer-reviewed articles published between 2020 and 2025 to identify dominant trends, educational outcomes, and persistent research gaps in AI applications across both K-12 and higher education contexts. Four major trends are identified: (1) personalized and adaptive learning

Martha Amos
Abdurrahman Ghaji Library, Adamawa State University, Mubi.
Strengthening Environmental Sustainability Through Policy-driven Teacher Education Reform: A Proposal For Establishing A Centre For Atmospheric And Environmental Physics Research (caepre) In Nigeria
Nigeria faces increasing environmental issues. These issues include climate change, air pollution, land degradation, and unsustainable resource use. Despite the existence of national environmental policies, implementation remains constrained by limited localized environmental data and a shortage of educators with practical research competence in environmental sciences. This paper presents a policy-oriented education reform framework through the proposed establishment of a Centre

Ramatu Filiyaro
Abdurrahman Ghaji Library, Adamawa State University, Mubi
Knowledge And Treatment Adherence Determinants Among Tuberculosis Patients In Ibadan South West Local Government Area
Background: The single factor associated with TB treatment success and the chance of developing MDR-TB remained adherence to treatment. Methods: This study investigated the knowledge and treatment adherence determinants among tuberculosis patients. The study adopted a cross-sectional study design, and an interviewer-administered questionnaire was used for this study. A total of two hundred and fourteen respondents were engaged, with a

Emmanuel N. Asagha
Department Of Physics, Federal College Of Education (technical) Ekiadolor, Edo State
Valuing Marine Security And Coastal Protection Of Akwa Ibom State Within The Framework Of The Nigerian Blue Economy
Akwa Ibom coastal areas suffer both insecurity and coastal threats. This study evaluates the willingness to pay for marine sucurity and coastal protection within the framework of the Nigerian blue economy. Some coastal communities with a direct connection to the Atlantic Ocean were selected from the five local government areas of the State, based on their direct and indirect influences

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